Cover the expected and unexpected with supplemental insurance
Medicare Supplement insurance helps offset medical expenses that go beyond what Medicare covers, but it doesn’t compensate for everything. That’s why it makes sense to pair other supplemental insurance with your Medicare Supplement plan.
Medicare and most Medicare Supplement plans don’t cover dental care costs. Without a supplemental dental insurance plan, you could be on the hook for fees for cleanings, extractions, dentures, root canals, crowns, and more.
Tip: Medico dental plans will pay in addition to any plans you already have in force. Some Medico plans offer a spouse rate or discounts on dental premiums when they’re added to a Medico Medicare Supplement plan or a Final Expense plan with Medico’s sister subsidiary, Great Western Insurance Company. Ask your agent if these options are available in your state.
Hospital Indemnity insurance
Since medical plans don’t cover every dollar of your hospital costs (such as deductibles, copays, etc.), you can use a Hospital Indemnity plan to pay out a specified, fixed-amount benefit for each day you’re in a hospital due to a covered sickness or injury. Depending on the coverage you select, Medico’s Hospital Indemnity plan may pay ancillary costs, such as recovery care, ambulance transport, urgent care, chiropractic services, and travel and lodging expenses.
Tip: Your agent can find the right Medico Hospital Indemnity riders to make your coverage more robust or help reduce your out-of-pocket costs. Ask your agent what options are available in your state.
First Diagnosis Cancer insurance
Medicare, Medicare Advantage, and Medicare Supplement plans cover most medical expenses for cancer care, but not the indirect costs of a cancer diagnosis. Medico’s lump-sum payout First Diagnosis Cancer insurance plan is unrestrictive and can be used for anything from experimental treatments to lost income due to work absences.
Tip: In some states, Medico’s plan offers an inflation protection benefit that automatically increases the cash benefit amount by 5% of the original amount each year for the life of the policy. Ask your agent if it is available in your state.
THIS IS A LIMITED POLICY. This is intended to provide a general description of the plan benefits. Plan provisions and benefits may vary from state to state. This plan has exclusions and limitations. For costs and further details of coverage, see your producer or write to Medico Insurance Company, P.O. Box 10386, Des Moines, IA 50306-0686 or call 800-228-6080. If there is a discrepancy between this and the contract, the contract language prevails. This is a solicitation of insurance and a licensed producer may contact you.
Dental and Hospital Indemnity insurance products are not available in New Mexico. Arizona residents click here to view policy exclusions.
Not connected with or endorsed by the United States government or the federal Medicare program.
Policy forms: HIA63, HIA63(TN), DEN2021, DEN2021(TN), MI-CAA28, MI-CAA28(TN), MI-CAA29, MI-CAA29(TN)
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